Underwriter Team Lead
M/I Homes, United States
Job Description
M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always treat the customer right, we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis/St. Paul, Nashville, Orlando, Raleigh, San Antonio, Sarasota, Tampa, and Fort Myers/Naples.
Job Summary: Under the guidelines of the UW manager of M/I Financial, assists with organizing and managing the daily activities of the underwriting department. In conjunction with manager and subordinates, researches, reviews and implements underwriting guidelines, mortgage loan programs, and Company underwriting, policies in accordance with underwriting guidelines and regulations.
Duties and Responsibilities
- Directly supervises underwriting department staff via scheduling AUS rotation and assigning individual files when needed.
- Upholds underwriting philosophy to be used for Company underwriting guidelines.
- Assists in training and developing underwriting personnel through research and implementation of underwriting guidelines and regulations.
- Reviews escalation requests, dealing with what escalations they can and moving others up the chain of command.
- Researches, organizes, and composes underwriting guidelines to help UW Department guidelines stay current.
- Reviews, analyzes, and distributes updates and bulletins on current underwriting issues and underwriting guideline manuals.
Requirements
Minimum Education Experience: Associates degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with a minimum of five years related experience and/or training; thorough knowledge and understanding of underwriting terminology and guidelines. Direct endorsement (DE) designation, Certification of Delegated Underwriter preferred.
Skills and Abilities:
- Ability to interpret, analyze and evaluate given information relevant to underwriting guidelines and regulations; customer-service oriented with ability to handle difficult situations.
- Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
- Persuasive attitude with strong negotiation and organization skills; detail-oriented aptitude.
Work Conditions: Some weekend work may be required
Benefits
M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.
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