Compliance Professional - Fair Lending - To 100K - Remote - Job 3272
The Symicor Group, United States

• Inform and advise management and support teams of all key developments relative to lending-related consumer protection regulations and determine the impact of those developments to the Bank and its operations.
• Ensure existing and proposed lending-related business practices, policies, procedures, software systems, documents and disclosures comply with federal and state regulations.
• Serve as subject matter expert for residential, commercial, small business, consumer lending and loan servicing. Support all lending areas, products and services to assure compliance with HMDA, UDAAP, TRID-RESPA, TILA, MLA, FCRA, SCRA, ECOA, HPA, FDPA, and other relevant regulations.
• Maintain and enhance written Lending Program, based on collaboration with lines of business to understand new products and services or changes in underwriting, pricing, policies, procedures, systems, and controls. Assisting in the administration, maintenance and improvement of compliance policies, procedures, and processes.
• Conduct independent monitoring of policies, procedures, practices and processes of first line of defense to ensure adherence with federal and state regulations related to general lending practices.
• Influencing first line of defense on key compliance risk and their mitigation.
• Advising, evaluating, projects, new initiatives, business objectives, risk events, controls, and monitoring.
• Prepare periodic reports or dashboards for presentation to executive leadership, the Compliance Committee and the Board concerning the Bank’s lending compliance program.
• Conduct instructor-led training and sessions for new and existing employees.
• Coordinate regulatory changes within affected lines of business and ensure that changes and controls are implemented to facilitate lending compliance.
• Serve as a resource and be available to answer general compliance questions from employees and lines of businesses.
• Assist business units with analysis of compliance risks associated with new and existing consumer, commercial, and small-business loan products, and services.
• Update the monitoring procedures as necessary to align with regulatory changes, and new or enhanced bank products and services.
• Provide independent advice, challenge and control to the business’ compliance risk taking.
• Review Advertising, Marketing, and diligence related questionnaires materials on behalf of lending compliance.
• Conduct ongoing lending-related compliance testing, risk assessments, and training.
• Structured, rigorous, analytical, holistic, and thorough in your approach of sound judgement and common sense, with the ability to form defensible conclusions from risk assessments and the ability to stand your ground where necessary.
• Conduct lending reviews and serve as the primary Bank liaison to coordinate lending related audits and examinations. Monitoring and tracking corrective actions on regulatory and audit lending/fair lending issues to final resolution.
• Review and resolve lending related complaints.
• Collaborate closely with the Bank’s Fair Lending Officer and Fair and Responsible Banking unit relating to fair lending/Regulation B concerns.
• On an as-needed basis, perform research on regulatory issues that is thorough, accurate and timely. Communicate the results to management as applicable.
• Lead/support special projects as necessary.
• Execute on the Compliance Management System and ensure adherence on an ongoing basis.

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