BSA/AML Analyst
Celtic Bank, United States

The Bank's BSA Team is growing and we are looking to add a BSA/AML Analyst. Celtic Bank’s Compliance Team's mission is to ensure the safety and soundness of the Bank and maintain a healthy, compliant customer base. We are looking to hire a BSA/AML Analyst who will support this mission by performing daily operational tasks associated with meeting internal standards and regulatory requirements. This includes reviewing accounts for potential suspicious activity, conducting investigations, analyzing transaction activity and trends, and writing Suspicious Activity Reports (SARs), amongst other BSA related tasks. This position reports directly to the BSA Officer.

• Investigate potential unusual activity, money laundering, fraud, or terrorist financing incidents.
• Prepare and complete required forms (as needed) for regulatory filing according to Financial Crime Enforcement Network (FinCEN) guidelines.
• Provide oversight in relation to Bank and Strategic Partnership 314(a) scrubs. Ensure that scrubs are completed and log results.
• Provide oversight of Bank and Strategic Partnership OFAC scrubs. Ensure that scrubs are conducted and log results.
• Review BSA related documentation from the partners to identify potential risks.
• Understands and stays current on the Red Flags and industry trends related to AML.
• Conducts AML Investigations, including customer and account level research on a wide variety of data, to detect and determine suspicious and/or illegal activity.
• Contribute to projects to improve and optimize the Bank's BSA/AML program.
• Collaborate with BSA Officer and/or departments and Partners as needed.
• Perform other duties as assigned.

Requirements

• Requires a Bachelor's degree in Intelligence Studies, Criminal Justice, Political Science, Law or a related field or 2+ years of AML/BSA experience including intelligence and investigative analysis or other compliance related experience.
• Financial crime investigation experience required. A combination of education and experience may meet job requirements.
• Working knowledge of AML/BSA regulatory compliance processes and procedures.
• Must have solid organizational, communication, and customer service skills.
• Ability to meet deadlines, work independently and adapt to changing priorities.
• Requires good follow through, attention to detail and documentation skills.
• Must have solid research, analytical and problem-solving skills.
• Must have good writing skills and be able to translate complex situations into easily understood narratives.
• Ability to be an independent thinker and to defend one's own work.
• Ability to handle delicate and/or sensitive situations.
• Strong PC skills desired with an emphasis in MS Excel and Word.
• Knowledge of bank operations preferred.

Benefits

• Medical, dental, vision
• 401(k) with employer match
• Life and long-term disability coverage
• HSA and FSA plans
• Holidays and paid time off requests
• Robust wellness program (we’re talking catered meals three times a week, lunch and learns, and onsite gym!)

Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2023! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA Bamp;I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.

Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.

Physical and Other Requirements

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

• Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.
• Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
• Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English.
• Work Model: The employee in this position will work either a fully Onsite, Hybrid or Remote work model. All employees, reg

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