Mortgage Underwriter - Remote

Mortgage Underwriter - Remote
USALLIANCE Financial, United States

Experience
1 Year
Salary
0 - 0
Job Type
Job Shift
Job Category
Traveling
No
Career Level
Telecommute
Qualification
Associate Degree
Total Vacancies
1 Job
Posted on
Apr 14, 2021
Last Date
May 14, 2021
Location(s)

Job Description

USALLIANCE is seeking individuals to join our Mortgage Lending team with the ability and desire to provide outstanding and world-class customer service to our Members and Broker Partners throughout the lending process.

Both Remote and In-Office positions are available.

  • Analyze information to determine risk involved in lending money for mortgage loans; responsible for analyzing/verifying income, assets, credit and all supporting documentation to ensure sufficient to loan standards and guidelines; includes verifying all documentation is correct, complete and in the loan file; that the information has been correctly calculated.
  • Provide direction and guidance to processing staff for documentation and processing quality; ensure file conforms to guidelines.
  • Review appraisal to ensure value of collateral is sufficiently documented and appraiser has correctly completed forms.
  • Assist in making decision to either deny loan or, depending on the loan’s attributes, approve loan or make recommendation to approve loan.
  • Review underwriting decision, reasoning (logic), and conditions or counteroffer with appropriate parties.
  • Keep current on regulations and policies and guidelines and on changes of agencies.
  • Assume additional duties as they arise, cross-train within the department, and be responsive to the department

Requirements

  • 5 years mortgage loan experience with a minimum of 3 years underwriting experience.
  • Thorough knowledge of reviewing Residential appraisals
  • Through understanding of mortgage loan processing functions, including conventional lending.
  • In-depth knowledge of mortgage related requirements, procedures, amp; underwriting criteria.
  • Excellent verbal and written communication skills.
  • Strong interpersonal and organizational skills.
  • PC Skills, including loan software, Outlook and Microsoft Office.
  • Thorough knowledge of FNMA underwriting guidelines and Desktop Underwriter
  • Ability to prioritize and meet deadlines.
  • Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).

Benefits

Work Culture amp; Benefits

  • Medical amp; Dental insurance
  • Life and Vision Insurance - Employer Paid
  • 401(k) Retirement Savings Plan with Full Employer Match (on contributions up to 6%)
  • Generous Paid Time Off
  • Flexible Spending Accounts for Health amp; Dependent Care Expenses
  • Career Planning

    USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills and experiences within our workforce.

    Job Specification

    Job Rewards and Benefits

    USALLIANCE Financial

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