Credit Analyst - To 75K - Waukesha, WI - Job # 2979
The Symicor Group, United States
Job Description
Our bank client is seeking to fill a Credit Analyst role in the Waukesha, WI market. The successful candidate will be responsible for completing all sections of the appropriate credit analysis and risk rating package so that the loan request and structure, collateral analysis, borrower background, financial statement analysis, cash flow analysis, loan policy compliance, future financial statement requirements, strengths and weaknesses and conditions to close are detailed in such a manner that a loan decision can be made.
The position offers a generous salary of up to $75K and a full benefits package.
Credit Analyst responsibilities include:
- Underwriting new business loan requests, renewals, and annual reviews, including preparing the appropriate credit analysis and risk rating package.
- Reviewing collateral documents, including appraisals, title policies, environmental reports, surveys, leases, and construction contracts.
- Providing feedback to Business Loan Officers and supervisory staff regarding concerns with any aspects of loans underwritten.
- Requesting and analyzing all necessary collateral documents and taking a proactive approach to resolving any issues.
- Completing annual reviews as per the requirements of the business loan policy and the dates established in the credit analysis package.
- Analyzing and studying the trends to determine the appropriate risk rating. Makes recommendations on risk rating changes.
- Performing loan audit review work as assigned.
- Maintaining annual review and risk rating reports.
- Assisting in the annual review of the business lending policy.
- Attending business loan appointments with business loan officers to be part of the profiling process.
Requirements
Who Are You?You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
- Bachelor’s degree in business or related field and a minimum of 5 years of direct experience in business/commercial credit analysis. An equivalent combination of education and experience will be considered.
- strong financial and credit analysis skills as well as a detailed understanding of business credit documentation and business collateral documents.
- Excellent verbal and written communication skills, problem-solving skills, organizational skills, and the ability to work independently as a valuable team member in a dynamic environment.
- Experience in software or systems used for credit analysis, and deposit and loan products.
Benefits
The position offers a generous salary of up to $75K and a full benefits package.